For Chapter 7, you need approximately 23 official forms including the Voluntary Petition (Form 101), Schedules A/B through J (assets, liabilities, income, expenses), Statement of Financial Affairs (Form 107), means test forms (122A-1 or 122A-2), and the credit counseling certificate. All forms are free from the U.S. Courts website.
The official bankruptcy forms are standardized nationwide and available for free download. Here is what you need.
Core Chapter 7 Forms
- Form 101: Voluntary Petition -- basic case information, filing type, debtor details
- Form 101A/B: Additional information (if applicable)
- Schedule A/B: All property you own (real estate, personal property, financial assets)
- Schedule C: Exemptions you are claiming
- Schedule D: Secured debts (mortgage, car loans)
- Schedule E/F: Unsecured debts (priority and general)
- Schedule G: Executory contracts and unexpired leases
- Schedule H: Co-debtors
- Schedule I: Current income
- Schedule J: Current expenses
- Form 106Dec: Declaration about schedules
- Form 107: Statement of Financial Affairs -- 28 questions about your financial history
- Form 108: Statement of Intention (what you will do with secured property)
- Form 119: Bankruptcy Petition Preparer declaration (if someone helped prepare forms)
- Form 121: Social Security number statement (filed separately, not public)
- Form 122A-1: Means test -- Chapter 7 (below median)
- Form 122A-2: Means test -- Chapter 7 (above median, if applicable)
Where to Get the Forms
All official forms are available free at uscourts.gov/forms/bankruptcy-forms. Many courts also provide local forms and instructions specific to their district. Check your court's website for any local requirements.
Take your time completing these forms. Accuracy matters more than speed. Every item on your schedules is signed under penalty of perjury.